Farmers Of Salem :: Products - Dwelling Fire -九州登陆

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My 4 years at Farmers of Salem have been amazing. The company cares about its employees from luncheons, dinners, Phillies tix, Treat Tuesday. It’s a joy to come to work. I have had experiences where it was dreadful to go to work. I love my job and what I do, and I love who I work with.

Tammy Stell

Claims Service Representative

We call ourselves the Farmers Family for a reason – there are no strangers here and we enjoy each other’s company. We work hard, we face challenges together (both professional and personal), and we share some laughs along the way. Hands down, the best career decision I could have ever made was joining Farmers of Salem’s team. I am incredibly grateful that I was given the opportunity to learn and grow with this company. Farmers is also extremely supportive and encouraging of their employees’ continuing education within the industry.

Marianne Krug

Senior Underwriter

I just hit my 2 year mark with Farmers and am still impressed by the team/family spirit throughout the company. Peers encourage and assist with goals - in & out of the office. Upper management is open, listens and often acts on employee ideas and concerns. Plus - we do have a lot of fun around here!!

Jeanne Tompkins

Administrative Assistant

I have been fortunate to be a part of Farmers of Salem for over 10 years, and it has been an incredible journey. This company truly stands out as an exceptional place to work. The emphasis on family values and employee care is evident in everything they do. From fostering a supportive and collaborative work environment to offering comprehensive benefits and work - life balance, Farmers of Salem goes above and beyond to ensure that employees feel valued and appreciated. I am proud to be part of such a wonderful organization and look forward to many more years of contributing to its success.

John Hynes

IT Project Manager

Although I am new to Farmers of Salem, I am more than just a number here. Everyone I talk to tells me this has been the best place they have ever worked, and I see why. Employees are given many opportunities for continued education, and we are shown how much we are appreciated on at least a weekly basis. Farmers of Salem truly is a family, and I am so happy to be a part of it!

Melanie Taylor

Accountant I

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(800) 498-0954

Dwelling Fire

Our Dwelling Fire Policy provides coverage for residential properties that may not be eligible for standard homeowners insurance. This type of policy is particularly useful for properties such as rental homes, multi-family rental property and residential condominium owners.

A dwelling fire insurance policy is a flexible and customizable form of coverage designed to protect various types of residential properties and the specific needs of their owners.

Key Components

Dwelling coverage: This part of the policy helps pay for the repair or rebuilding of your rental properties structure if it is damaged or destroyed by a covered peril.
Liability coverage: Dwelling Fire insurance provides liability protection in case someone is injured on your property, and you are found legally responsible. It can help cover medical expenses and legal fees if you are sued.
Loss of Use: If your rental property becomes uninhabitable due to a covered loss, Loss of Use coverage can help with loss of Rental Income, help pay for temporary living expenses such as hotel bills, food, and other costs until your rental property is repaired or rebuilt.

It is important to note that dwelling fire insurance policies typically have limits on coverage amounts and may exclude certain types of damage, such as floods or earthquakes. To protect against these exclusions, homeowners may need to purchase additional coverage.

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Coverage Enhancements

Service Line

This enhancement option provides coverage for damage to underground piping, wiring, valves, or attached devices that connect your home to a public utility service provider or a private system.

Equipment Breakdown

We all rely on equipment from heating and air conditioning to computers and telephones. Equipment Breakdown Coverage protects you against the unexpected repair or replacement of these items as a result of mechanical, electrical or pressurized systems breakdown.